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Open enrollment for medical insurance on beWellnm.com started Tuesday.
BeWellnm is a market the place New Mexicans can get low-cost or no-cost medical insurance.
“This year beWellnm, with help from new state and federal financial assistance programs, will provide New Mexicans with better access to more affordable health care than ever before,” stated Heather Korbulic, interim CEO for beWellnm. “Four-out-of-five New Mexicans who are eligible for health insurance through beWellnm can now receive premiums of less than $10 per month with financial assistance. Some people can even find no-cost health insurance options.”
The latest passage of the federal Inflation Reduction Act and the state’s Health Insurance Marketplace Affordability Program breaks down monetary boundaries and extends the size of economic help.
“BeWellnm and the State of New Mexico has taken great strides to create new pathways for affordable health care for New Mexicans across the state,” stated Chairman of the Board of the beWellnm Board of Directors David Shaw. “Together we worked to pass the Health Care Affordability Fund, eliminated behavioral health copays, reduced the amount of premiums, lowered prescription drug prices, and decreased out-of-pocket costs for most New Mexicans making services more affordable and accessible.”
A brand-new kind of plan might be provided on the Marketplace this yr in New Mexico. Turquoise Plans are designed to scale back out-of-pocket prices for eligible consumers.
“Our new Turquoise label will help shoppers identify the most robust plans with the best financial protection and greatest amount of financial assistance available on beWellnm.com,” stated Maureen Manring, director communication and outreach for beWellnm.
BeWellnm.com is providing dozens of plan choices throughout a number of collaborating well being plan suppliers, together with dental insurance coverage in the course of the Open Enrollment Period. All plans will proceed to cowl the ten important advantages equivalent to physician visits, hospital stays, maternity care, emergency room care, prescriptions and extra. Federal legislation and laws present protections towards preexisting situation exclusions in medical insurance protection.
beWellnm provides free native enrollment help from licensed enrollment specialist all through the state.
“It is important to shop and compare the insurance options during the Open Enrollment Period to be sure you find the plan right for your family’s needs,” stated Korbulic.
New Mexico medical insurance firms collaborating within the state-based market masking all of its 33 counties embrace:
- Ambetter from Western Sky Community Care
- Blue Cross Blue Shield of New Mexico
- Molina Healthcare
- Presbyterian Health Plan
- BEST Life (dental insurance coverage solely)
The beWellnm Open Enrollment Period started Tuesday and can final till January 15, 2023, for Plan Year 2023. If New Mexicans enroll on beWellnm.com by December 23, 2022, their protection begins on January 1, 2023. If they enroll by January 15, 2023, their protection begins on February 1, 2023.
The beWellnm group of licensed enrollment counselors, brokers, and brokers are free. They are at all times accessible to assist these in have to evaluation and clarify their medical insurance choices via phone help or digital appointments at (833) 862-3935, on on-line by visiting beWellnm.com or making an appointment with an authorized assister.
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