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In 2022, 64% of corporations in California supplied well being advantages to a minimum of a few of their staff. Sixty p.c of staff at these corporations have been coated by their agency’s well being advantages. Premium prices are sometimes shared between employers and staff.
California Employer Health Benefits: Cost Burden on Workers Varies presents information compiled from the 2022 KKF Employer Health Benefits Survey.
Key findings from the survey embody:
- Annual premiums for coated staff in California averaged $8,083 for single protection and $22,818 for household protection.
- On common, staff paid 15% of the associated fee for single protection ($1,167 yearly) and 30% for household protection ($6,680 yearly).
- One in 5 coated staff with household protection paid greater than half of the premium.
- The common deductible for coated staff with single protection and a deductible was $1,464. Single protection deductibles have been greater at corporations with fewer than 200 staff than at bigger corporations ($1,850 vs. $1,354).
- Fewer coated staff in California had a deductible of $1,000 or greater than staff nationally (42% vs. 61%) in 2022. However, practically one in 4 coated staff at small corporations in California had a deductible of $2,000 or extra.
These supplies are a part of CHCF’s California Health Care Almanac, a web-based clearinghouse for key information and analyses describing the state’s well being care panorama. See our entire collection of current and past editions of California Employer Health Benefits.
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