Does that imply it’s higher to go for the next co-pay? Not essentially; suppose you might have a coverage with a ten per cent co-pay, and the declare quantity is INR 20,000; you should have a bear INR 2,000, which doesn’t have a lot impression in your pocket. However, suppose the declare quantity is INR 2,00,000; now you’ll have to pay INR 20,000 out of your pocket. To sum it up, within the case of considerable declare quantities, co-pay can lead to policyholder paying important sums out of their pocket.