Friday is the final day for Idahoans to enroll in medical insurance insurance policies for subsequent 12 months on Your Health Idaho, the state’s well being change.

Outside of the once-a-year open enrollment interval, solely individuals who expertise what insurers name a qualifying life event — similar to dropping insurance coverage protection, transferring, having a child or getting married — can enroll in insurance policies on the change.

Your Health Idaho, which provides tax credit to Idahoans primarily based on their revenue, will shut its open enrollment interval at midnight Dec. 15. More than 110,000 Idahoans are enrolled in 2024 insurance coverage on the change, Executive Director Pat Kelly stated in a information launch this week.

“Enrolling in health insurance during open enrollment safeguards your well-being and gives you the peace of mind that comes with knowing you’re covered for the unexpected,” Kelly stated within the launch.

Idahoans can discover out inside minutes how a lot their tax credit could be, which may cowl some or all of their month-to-month medical insurance premiums, Your Health Idaho introduced in a information launch in October. Applying for a tax credit score and medical insurance is on the identical application, the information launch stated.

More than 88% of individuals enrolled on plans by Your Health Idaho get a tax credit score, with about one in 4 receiving month-to-month premium-free insurance coverage, the change stated within the information launch. The change says many Idahoans qualify for cost-sharing reductions, solely accessible on silver plans, which supply further financial savings for co-pays, deductibles and out-of-pocket maximums. 

Enrollment in Your Health Idaho insurance coverage is open to individuals who primarily reside in Idaho and have to be thought-about a U.S. and Idaho resident for tax functions, in keeping with the change’s website. People incarcerated don’t qualify. Potential enrollees have to be U.S. residents or nationals, or non-citizens who’re lawfully within the U.S. for the complete time they plan to have well being protection, the change’s web site says.

Idahoans with “unaffordable” insurance coverage sponsored by their jobs may enroll in Your Health Idaho, the information launch stated. Agents can assist decide if employer-sponsored protection is taken into account unaffordable, the information launch stated.

Your Health Idaho’s buyer help heart prolonged hours from 7 a.m. to 7 p.m. Mountain time, the information launch stated.

Insurance protection for individuals who choose plans throughout open enrollment begins Jan. 1, 2024. Idahoans enrolled in insurance coverage by Your Health Idaho are robotically renewed, the discharge stated.